Top Funded Account Programs for Aspiring Traders in 2025

The Funded Trader program stands out for its gamified evaluation process and attractive profit-sharing model. It offers accounts up to $400,000 with realistic trading rules

Feb 21, 2026 - 06:07
Nov 30, -0001 - 00:00
 6

In the ever-evolving world of trading, aspiring traders are always on the lookout for opportunities that minimize risk while maximizing potential. Funded account programs have become a game-changer in this regard, offering traders the chance to manage substantial capital without risking their own money. As we step into 2025, several top funded account programs stand out for their features, affordability, and trader-friendly policies.

If you're looking to take your trading journey to the next level, heres a roundup of the best funded account programs available this year.

What Is a Funded Account Program?

A funded account program allows traders to showcase their skills in a simulated or evaluation environment. Once they meet specific criteria, they are provided with a live trading account funded by the program's sponsor. Traders can then earn a share of the profits they generate while adhering to set risk management rules.

These programs are especially attractive to traders with limited capital, as they provide access to significant funds without requiring large initial investments. Moreover, many of these programs now cater to the demand for a cheap funded account, ensuring accessibility to a broader audience.

Top Funded Account Programs in 2025

FTMO

FTMO continues to dominate the funded account landscape with its globally recognized program. Traders undergo a two-step evaluation process and, upon passing, gain access to accounts with balances ranging from $10,000 to $200,000.

Pros

High profit splits (up to 90%), robust trading platforms, and comprehensive trader tools.

Ideal For

Experienced traders looking for a reliable and established program.

Cost

Offers options for a cheap funded account without compromising on quality.

MyForexFunds

Known for its flexibility and affordability, MyForexFunds has quickly gained popularity. It offers three main account types: Rapid, Evaluation, and Accelerated, catering to different trader needs.

Pros

Competitive profit splits, no time limits for evaluations, and a beginner-friendly structure.

Ideal For

Both novice and professional traders seeking a budget-friendly entry.

Cost

Considered one of the best options for a cheap funded account.

The Funded Trader

The Funded Trader program stands out for its gamified evaluation process and attractive profit-sharing model. It offers accounts up to $400,000 with realistic trading rules.

Pros

High payouts, innovative challenges, and regular bonuses for top performers.

Ideal For

Traders who enjoy competition and structured evaluations.

Cost

Offers reasonably priced evaluation options.

Topstep

Topstep is one of the pioneers in the funded account space, focusing on futures trading. It provides a structured and supportive environment for traders to grow.

Pros

Strong community support, educational resources, and flexible account options.

Ideal For

Futures traders looking for a well-established program.

Cost

Slightly higher than some competitors, but still offers good value for serious traders.

Fidelcrest

Fidelcrest is known for its global reach and straightforward evaluation process. It offers profit splits of up to 90% and accounts starting at $25,000.

  • Transparent policies, high scalability, and wide asset selection.
    Traders looking for diverse trading options and scalability.
    Affordable options for those searching for a cheap funded account.

How to Choose the Right Funded Account Program

When selecting a funded account program, consider the following:

Evaluation Process

Look for a program with clear and achievable criteria.

Profit Split:

Higher profit splits mean more rewards for your trading efforts.

Cost

If affordability is a priority, opt for a program that offers a cheap funded account without compromising quality.
Support and Tools: Comprehensive support and trading tools can make a significant difference in your success.

Conclusion

Funded account programs have become a lifeline for aspiring traders, providing opportunities to trade significant capital without personal financial risk.